How one Delhi family recovered ₹19 lakhs worth of lost physical shares—without paying anything upfront.
When Rajiv Sharma’s father passed away in 2021, his family did what most families do—grieved, held ceremonies, and eventually began going through his belongings. Among the photos and documents in an old steel trunk, they found something they never expected: several physical share certificates from companies they had never heard of.
“There were old names like Tata Infotech and Hindustan Motors. Some of the paper was brittle and faded. Honestly, we thought it was junk,” Rajiv recalls.
But curiosity got the better of him. He googled one of the company names and was shocked to find it had merged with another major listed company.
“That’s when I realised—these weren’t just paper. They were possibly worth something.”
Lost in the Maze of Bureaucracy
When Rajiv approached his bank and a few brokers, he was met with confusion.
“They didn’t want to touch it. They said the company no longer exists or that the process is too complicated,” he says. “One even asked me to go to the Registrar of Companies in another city.”
Frustrated and overwhelmed, Rajiv nearly gave up. He didn’t have a demat account in his father’s name. There was no WILL. The signatures didn’t match modern ID proofs. And to top it off, the shares had already been transferred to the IEPF (Investor Education and Protection Fund).
“It felt like we were being punished just for not knowing the process,” Rajiv says.
The Turning Point: Discovering Top-G Adviser
A friend mentioned Top-G Adviser, a Delhi-based consultancy that helps families recover lost or unclaimed investments. Skeptical but desperate, Rajiv decided to reach out.
“From the first call, it felt different,” he says. “They didn’t talk like agents. They talked like people who understood both the system and the emotion.”
Ms. Diksha Singh, Founder & CEO of Top-G Adviser, personally reviewed Rajiv’s case. Her team mapped the merger history, verified the certificates, and explained every step in detail.
They didn’t charge anything for initial consultation. No pressure. Just pure guidance.
“We don’t charge for knowledge,” Diksha says. “We charge only if we truly believe we can add value and after the client is fully comfortable.”
A Long Journey—But a Rewarding One
The recovery process was far from simple. It involved:
- Filing for legal heir certificates
- Signature attestation from a gazetted officer
- Reconstitution of the folio
- Newspaper advertisements for claim declaration
- IEPF claim filing and tracking
- Liasioning with RTA and demat account setup
It took over 245 days of follow-ups, document submissions, and waiting. But the result?
“We recovered shares worth ₹19.3 lakhs, all legally transferred to my mother’s name.”
Why Families Trust Top-G Adviser
Thousands of Indian families hold old share certificates—many of which are slowly being swallowed up by the IEPF due to inactivity or lack of paperwork.
Top-G Adviser helps such families recover these assets with a uniquely ethical approach:
- No upfront fee for guidance
- Total transparency in documentation
- Dedicated support for NRIs and senior citizens
- One-on-one consultations with experts, not agents
Whether you have:
✔ Damaged or lost certificates
✔ Shares in a deceased relative’s name
✔ Mismatched personal details
✔ IEPF-transferred dividends or shares
✔ No nomination or demat account
Top-G Adviser can help.
A Legacy Worth Fighting For
Rajiv says the money helped clear debts, pay for his niece’s college tuition, and bring closure to the family.
“More than the money, it felt like we honored my father’s hard work. We didn’t let it vanish.”
Ms. Diksha Singh, who started Top-G Adviser after watching her own family struggle with a similar case, says she relates to every story that comes to them.
“Every old certificate holds emotion, memory, and financial value. Families just need someone they can trust to fight for it.”
Don’t Let Your Family’s Legacy Fade Away
Got physical share certificates? Feeling stuck?
Get free verification and advice today from India’s most trusted share recovery experts.
Visit: www.topgadviser.com
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